Commercial Insurance
Commercial insurance is a type of insurance for businesses and corporations that protects them from devastating events and financial losses. If you are a business owner, commercial insurance is something that you must have to reduce risk, so your business can thrive.
What Should You Know About Commercial Insurance?
Shopping for commercial insurance is not the easiest task, and there are certain things you should know:
- Types of commercial insurance. There are numerous types of business insurance, including workers' compensation insurance (employees' protection), commercial general liability insurance, business interruption insurance, public liability insurance, data breach insurance (good for e-commerce business), cyber risk insurance, and others.
- Factors affecting the cost of commercial insurance. Commercial insurance costs are affected by certain factors, including your prior claims history, location or the place of your living, the product or service you sell, and the industry type.
- Commercial insurance is not mandatory in the state of Pennsylvania. However, if you have vehicles used for business purposes, for example, they need to be covered by a special type of business insurance known as commercial auto insurance. Also, you must carry workers' compensation insurance if you have two or more full-time or part-time employees.
Tobash Insurance Agencies - Trustworthy Insurance Company in Pennsylvania
Whether you are starting your new business or have been in business for a while and have experience, you need commercial insurance to protect yourself, your company, your employees, and your assets. If you are currently shopping for commercial insurance in Pennsylvania and need help finding the perfect commercial insurance plan, Tobash Insurance Agencies is here to help. Do not hesitate to contact us to talk to our insurance agents and learn more about the insurance options we offer.
